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LIVEFinTech

Fetti

Money Tracker for Cash Workers

Fetti
FinTech
The Challenge

There are millions of US workers — bartenders, servers, dancers, valets, drivers — whose income lands in cash or tips. Most have no financial tracking system. They don't know their true hourly rate, can't categorize expenses for tax purposes, and have zero visibility into their earning patterns. Generic finance apps assume W-2 paychecks and bank-integration onboarding. Cash workers need something built specifically for them.

The Approach

Fetti is mobile-first as a PWA — no app store friction, works offline, installs to the home screen. The core UX is a shift logger you can run mid-shift: clock in, log earnings and tip-outs as you go, clock out with a take-home breakdown. Receipt OCR (Anthropic) auto-fills expense forms — snap a photo, get a draft entry. The tax estimator categorizes deductibles by occupation. Streaks, goals, and a daily 'recap' loop turn financial visibility into a habit, not a chore.

Key Features

Shift Logger

Clock in/out with real-time earnings tracking, tip-out logging, and automatic hourly rate calculation per shift.

Receipt OCR

Snap a photo of a receipt; Anthropic vision parses date, vendor, total, and category into a draft expense entry — saves it whether you confirm or not.

Tax Estimator

Projects quarterly and annual tax obligations with per-category deductible toggles tuned for cash-worker occupations.

Magic-Link Auth

Passwordless email authentication for privacy-first onboarding — no passwords to remember or compromise.

Stripe Billing

Subscription management with free trial, monthly/annual plans, and graceful upgrade/downgrade flows.

PWA Architecture

Installable to home screen, works offline, push notifications — native app experience without app store barriers.

Tech Stack
Next.js
Prisma
Neon
Stripe
NextAuth
Resend
Tailwind
Results & Impact

Fetti is live at fetti.tips with active users, an integrated /api/health probe for ops monitoring, deployed to Vercel with continuous post-deploy health checks. The product is in retention mode — interaction-event analytics instrumentation, scrolling persona rail on the landing page, and per-occupation onboarding flows ship weekly.

Live at fetti.tips · serving cash-income workers

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